Wow!!!
Found an amazing article....Maybe i should go out and get a credit card. Cause its more expensive to live on Cash..........haha....Good one huh?
i found a bankrate article by some woman that works for the education department at Experian.....She explains why life is so hard without credit....I just want to point out that the majority of these articles are written by credit companies or credit agencies....So without credit they don't have a job......
Basically she said that life without credit is more expensive because you won't be able to get a washing machine or big dollar items if you don't have a store credit card or major card.....Im not gonna blabber about this much in this article but do i really have to remind the world that you pay interest and card fees?????? Have you EVER seen a fee using cash?....
Credit cards are there so the world can buy stuff they can't afford...Thats why they exist..Pretty simple.....Companies make money off you using there card...Thats the whole purpose of the credit card company....Experian makes money off you wanting info on your credit report......
Life is alot simpler without credit. Your only bills are gonna be your utilities and taxes and insurance.......If you own everything......or you can go the credit route and pay 650 a month for a car and have 15 credit cards with a balance of 500 or more...The reason America has no money is not because of there job, its because they use credit cards and keep paying them....and its not going into there pocker where it belongs........
All Apartment companies don't look at credit they look at renters history
All jobs don't look at credit ( if they do you show them your 35000 in checking and your mutual funds) The whole reason they check your credit is because they want to see responsibility....having no credit and 35 grand in checking shows alot more responsility then debt....
a Utility company is not going to deny you because of no credit...Thats rediculous...They will deny you have you have late pays
only Smaller insurance companies base your rates on credit.
So mrs experian teacher lady.....Hope your job is going well...Making the USA poorer by shoving drival down there incocant throats.......
I personally know a guy who's net worth is 15 million dollars....he's never used credit
i know of a man who is worth 448 Milliom dollars........he's never used credit either..
And both of them are first generation rich......They made all of it themselves...
Wednesday, July 11, 2007
Monday, July 2, 2007
Broadband phone/Cable TV
Hey,
You one of the biggest things that bugs me is the price of broadband and cable tv. Im not totally sure the logic behind the pricing on cable phone and internet packages but its not even practical. I just saw an add for qwest on my yahoo page for 97.95 a month for high peed and local and long distance phone. Im not for sure but i bet you its the introductory price and it'll go up in 6 months. The sad part is people actually fall for that crap........Because there pitch is "Have all your bills on one package" They say your saving money but your really not. Why would you pay 45 dollars a month for broadband phone when you can go to vonage and do it for 24? and get auto withdraw? I have auto withdraw for all of my bills. So all i need to do is deposit and then go on with my life...
And Broadband internet and cable TV......Good lord that is a total mess.....My broadband started at 25 dollars a month now its 55 dollars a month.....That is rediculous!! You can thank Charter communications for that deal. I've never lost connection through them but raising the price 35 dollars is a little extreme!!!...But i think the days of gouging the public through cable internet is almost over.....Because a company like vonage will come out offering a huge discount on cable internet....Because of the demand........Think about it if you have 30 million people paying 15 or 25 dollars a month for cable vs 5 million paying 50 dollars....Your gonna make more money in the long run......
Im not gonna go on about cable tv i think that is just stupid.....60 dollars a month for 65 channels? what the hell man!! Satellite you can get 150 channels for 20 bucks a month.......That is clear proof that cable companies are gouging us.....but the US government is planning on regulating prices of cable....The only reason there doing that is because the companies are gouging....The plan that they impose is going to hurt the whole enternment industry.....All because the cable companies want to make as much profit as possible.......There gonna end up screwing themselves over in the end......The only logical solution would be to de-regulate the industry and allow all the comnpanies free rain too all cities in there area......its called competition and it'll bring the price way down!!!!......Haven't you noticed all companies charge the same price?......thats because they can cause there the only company in the area....
-S
You one of the biggest things that bugs me is the price of broadband and cable tv. Im not totally sure the logic behind the pricing on cable phone and internet packages but its not even practical. I just saw an add for qwest on my yahoo page for 97.95 a month for high peed and local and long distance phone. Im not for sure but i bet you its the introductory price and it'll go up in 6 months. The sad part is people actually fall for that crap........Because there pitch is "Have all your bills on one package" They say your saving money but your really not. Why would you pay 45 dollars a month for broadband phone when you can go to vonage and do it for 24? and get auto withdraw? I have auto withdraw for all of my bills. So all i need to do is deposit and then go on with my life...
And Broadband internet and cable TV......Good lord that is a total mess.....My broadband started at 25 dollars a month now its 55 dollars a month.....That is rediculous!! You can thank Charter communications for that deal. I've never lost connection through them but raising the price 35 dollars is a little extreme!!!...But i think the days of gouging the public through cable internet is almost over.....Because a company like vonage will come out offering a huge discount on cable internet....Because of the demand........Think about it if you have 30 million people paying 15 or 25 dollars a month for cable vs 5 million paying 50 dollars....Your gonna make more money in the long run......
Im not gonna go on about cable tv i think that is just stupid.....60 dollars a month for 65 channels? what the hell man!! Satellite you can get 150 channels for 20 bucks a month.......That is clear proof that cable companies are gouging us.....but the US government is planning on regulating prices of cable....The only reason there doing that is because the companies are gouging....The plan that they impose is going to hurt the whole enternment industry.....All because the cable companies want to make as much profit as possible.......There gonna end up screwing themselves over in the end......The only logical solution would be to de-regulate the industry and allow all the comnpanies free rain too all cities in there area......its called competition and it'll bring the price way down!!!!......Haven't you noticed all companies charge the same price?......thats because they can cause there the only company in the area....
-S
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