Good Morning,
I was watching the news last night, and they had a news story about DISD (Dallas independent school district) staff spending wildly on the school card during a trip to Toronto. They had the CFO on talking about how they need to moderate the spending. But from what I saw, all he did was make excuses for his staff over spending on there card. This in my opinion is just ridiculous. Why is the chief financial officer making excuses for finances he's in charge of? You don't, You do two things. One you put spending limits on the card, or two you completely shut down the card program. If you go to conferences you have management buy the tickets. its managements responsibility to keep control of the faculty.
What gets me about this story, is this happened after they uncovered a 3 million dollar spending spree the school staff went on last year......I'd fire the CFO personally. What an idiot!!!!
Thursday, September 27, 2007
Wednesday, September 5, 2007
Success VS Failure
Hey
I woke up this morning with a thought of why people fail.....
The conclusion that i have come to is. People don't want to get out of there comfort zone. They are afraid to lose what they have now. But yet they really want success others have. That truly won't happen unless you realize what little you have to lose.
I have to admit, i've personally had this problem. One day i got up really pissed off at myself and took a good look at my situation. I think thats what people have to do in order to change for success. You have to get so mad at yourself and your situation where you could care less about what you could lose.
A Failure always makes excuses why he or she can't do something. They don't want to fail so they don't try.
A Successful person fails 100 times and gets up the next morning and does it again.
My personal thought it, I'd rather fail 100 times and succeed once then never try at all, That is my definition of a successful person
I woke up this morning with a thought of why people fail.....
The conclusion that i have come to is. People don't want to get out of there comfort zone. They are afraid to lose what they have now. But yet they really want success others have. That truly won't happen unless you realize what little you have to lose.
I have to admit, i've personally had this problem. One day i got up really pissed off at myself and took a good look at my situation. I think thats what people have to do in order to change for success. You have to get so mad at yourself and your situation where you could care less about what you could lose.
A Failure always makes excuses why he or she can't do something. They don't want to fail so they don't try.
A Successful person fails 100 times and gets up the next morning and does it again.
My personal thought it, I'd rather fail 100 times and succeed once then never try at all, That is my definition of a successful person
Tuesday, September 4, 2007
Leveraging/Tax Benefits with debt
Hey,
Today i want to post about leveraging of debt and tax benefits you'll receive.
Accountants and some investors tell people to take on debt for leverage. This whole concept is beyond me. They say that living debt free is all emotion and not financial. I want somebody to tell me how its not financial. When you live debt free you only have utilites, rent, food, and other expenses you have to use to live. Sense when do you need loans to live? Leveraging and using college loans and mortgages for tax benefits is rediculous. Why don't you add up how much money you'll save over 30 years when you don't have a mortgage and then put it beside your tax benefits. The same goes for college loans. Sounds pretty stupid when somebody says there gonna keep paying it off because they get 500 dollars a year on there tax return.......PAY OFF THE LOAN IDIOT!!!! Your interest alone will out weigh the freakin benefits...Thats just as bad as credit card rewards!!!
Look the only reason society has no money, is because they have too much debt. People say savings is impossible because they think having all those bills is normal....
Benefits of no loans..
you can put that mortgage money into a mutual fund and see huge returns
All you have to worry about is utilities
You live debt free!!!!
Today i want to post about leveraging of debt and tax benefits you'll receive.
Accountants and some investors tell people to take on debt for leverage. This whole concept is beyond me. They say that living debt free is all emotion and not financial. I want somebody to tell me how its not financial. When you live debt free you only have utilites, rent, food, and other expenses you have to use to live. Sense when do you need loans to live? Leveraging and using college loans and mortgages for tax benefits is rediculous. Why don't you add up how much money you'll save over 30 years when you don't have a mortgage and then put it beside your tax benefits. The same goes for college loans. Sounds pretty stupid when somebody says there gonna keep paying it off because they get 500 dollars a year on there tax return.......PAY OFF THE LOAN IDIOT!!!! Your interest alone will out weigh the freakin benefits...Thats just as bad as credit card rewards!!!
Look the only reason society has no money, is because they have too much debt. People say savings is impossible because they think having all those bills is normal....
Benefits of no loans..
you can put that mortgage money into a mutual fund and see huge returns
All you have to worry about is utilities
You live debt free!!!!
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