Funny article

Ok, I am sitting here reading up on some net articles and found a really funny one.....its at bankrate.com......This lady explains why you need credit........Its basically a BS article.......But the part that I laughed at really just got me good.... here it is " some very wealthy individuals are also living without credit. "The very wealthy often don't have credit," says Linda Sherry, spokeswoman for Consumer Action (consumer-action.org), a D.C.-based advocacy group. "They have no need for it -- they pay for things with their checkbooks." She's explaining who don't have credit...Children retirees and immigrants.....The reason why thoughs people are rich......is because they don't pay other people money.....They don't spend like an idiot......and don’t use credit...THATS WHY THERE RICH!!!..........

Now I have had credit checks done on me for a job but most employers don't do credit checks.....Jobs for law enforcement public office and creditors do have credit checks as a pre employment qualification.....Not having a credit shouldn't effect you in getting a job because smart people don't pay other people money!!!!......as far as an apartment goes......that’s not true for most apartments....I have never had my credit checked for a lease.......All insurance companies don't do credit checks....most smaller ones do.....but national companies don't as far as I know... I have allstate.......I do know for a fact you don't need credit to get a mortgage.....But I don’t' recommend any type of loan..........

And if they do charge you more on insurance because of your credit......it will go down after 6 months because you've shown them your responsible........Even though you know you are because you don't use credit......

Peace!